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Understanding the Personal Injury Statute of Limitations in New York

What is the Personal Injury Statute of Limitations in New York?

The statute of limitations sets the timeframe within which a legal action must be initiated following an injury. In New York, the statute of limitations for personal injury claims is outlined in New York Civil Practice Law and Rules (NY CPLR) § 214. It stipulates that individuals have three years from the date of the incident to file a lawsuit for personal injury.

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Explaining the Three-Year Statute of Limitations

The statute of limitations serves as a legal safeguard ensuring that claims are filed within a reasonable timeframe after an injury occurs. If an individual fails to commence legal action within this timeframe, they risk having their case dismissed. This means forfeiting the opportunity to seek financial compensation for damages suffered due to the negligence or misconduct of another party.

Understanding Exceptions to the Rule

While the three-year statute of limitations might seem rigid, there are exceptions that could potentially extend or modify this timeframe. It’s imperative to be aware of these exceptions, as they could significantly impact the outcome of your case:

Discovery Rule

The discovery rule provision acknowledges that certain injuries may not be immediately apparent at the time of the incident. For instance, in cases involving exposure to substances like asbestos, symptoms may not manifest until years later. In such instances, the statute of limitations may begin from the date the injury was discovered or should have been discovered with reasonable diligence.

Minors

Another exception pertains to individuals who were minors at the time of the incident. In such cases, the statute of limitations typically does not begin until they reach the age of 18. This means that individuals who sustained injuries as minors generally have until their 21st birthday to file a personal injury claim.

Why Timely Action Matters

It’s crucial to emphasize the importance of acting promptly in the aftermath of an injury. While the three-year timeframe may seem ample, building a strong case takes time and effort. Here’s why timely action is paramount:

Preserving Evidence

Over time, evidence related to the incident may deteriorate or become unavailable. Prompt action ensures that crucial evidence, such as witness statements, photographs, and medical records, is preserved to strengthen your case.

Avoiding Memory Loss

Memories fade with time, making it harder to recall specific details of the incident. By initiating legal proceedings promptly, you increase the likelihood of obtaining accurate and reliable witness testimonies.

Meeting Legal Deadlines

Missing the statute of limitations deadline can be detrimental to your case. It not only jeopardizes your ability to seek compensation, but also leaves you vulnerable to potential legal challenges from the opposing party.

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Seeking Professional Legal Assistance

Navigating the complexities of personal injury law can be daunting, especially when dealing with legal deadlines and exceptions. That’s why seeking the guidance of experienced personal injury attorneys is crucial. At Andrews, Bernstein & Maranto, PLLC, we focus on advocating for individuals who have been wrongfully injured and helping them operate within the limitations of the law.

Frequently Asked Questions

What factors determine when the statute of limitations begins to run in a personal injury case?

In most personal injury cases, the statute of limitations begins to run from the date of the incident that caused the injury. This could be the date of a car accident, slip and fall, medical malpractice, or any other event resulting in harm. However, there are exceptions to this rule, such as the discovery rule, which extends the deadline if the injury was not immediately apparent.

Can the statute of limitations be tolled or paused in certain situations?

Yes, there are circumstances where the statute of limitations may be tolled, effectively pausing the countdown. For instance, if the injured party is mentally incapacitated or legally deemed incompetent, the statute of limitations may be tolled until they regain capacity. Additionally, if the defendant leaves the state, the time they are absent may not count towards the statute of limitations period.

Are there different statutes of limitations for different types of personal injury claims?

Yes, while the standard statute of limitations for personal injury claims in New York is three years, different types of claims may have different deadlines. For example, claims against municipalities or government entities typically have shorter notice requirements and deadlines for filing suit — a year and 90 days, in this instance. 

What happens if a personal injury claim is filed after the statute of limitations has expired?

If a personal injury claim is filed after the statute of limitations has expired, it is likely to be dismissed by the court. Once the statute of limitations has passed, the defendant can raise the defense of the expired statute of limitations, and the court will generally bar the claim from proceeding.

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The team is very personable, patient and empathetic with their clients. They are upfront with you and will explain the entire process with you, they never lead you to believe otherwise, they tell you like it is and will not sell you a million dollar dream. Trust in Andrews, Bernstein & Maranto, PLLC, they work for you and he looks out for your best interest.”

- Jane D.

Can the statute of limitations be extended if the injured party was unaware of their injuries?

Yes  under the discovery rule, if the injured party could not reasonably have been aware of their injuries at the time of the incident, the statute of limitations may be extended. This often applies in cases of latent or delayed-onset injuries, such as those caused by exposure to toxic substances.

What steps should I take immediately following an accident to protect my rights within the statute of limitations?

Immediately following an accident, it’s essential to seek medical attention for any injuries and to document the incident as thoroughly as possible. This includes gathering contact information from witnesses, taking photographs of the scene, and obtaining a copy of any accident or incident reports.

Is there a deadline for notifying insurance companies of a personal injury claim?

While there is no specific statute of limitations for notifying insurance companies of a personal injury claim, it’s generally advisable to do so as soon as possible after the incident. Insurance policies often have provisions requiring prompt notification, and delaying notification could potentially jeopardize coverage.

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Can the statute of limitations be waived or extended by agreement between the parties involved?

In some cases, the statute of limitations may be waived or extended by agreement between the parties involved. This typically occurs through a formal legal agreement, such as a tolling agreement, where both parties agree to extend the deadline for filing suit.

Are there exceptions to the statute of limitations for cases involving wrongful death?

Yes, cases involving wrongful death often have different statutes of limitations than standard personal injury claims. In New York, the statute of limitations for wrongful death claims is generally two years from the date of death, rather than from the date of the underlying incident.

Can an attorney help determine if the statute of limitations has expired in my case?

Absolutely. Consulting with a personal injury attorney is crucial if you’re unsure about the statute of limitations in your case. An experienced attorney can review the facts of your case, determine the applicable deadlines, and ensure that your rights are protected within the confines of the law.

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Making Sure You Get the Justice You Deserve

If you or a loved one has been injured due to the negligence of another party, don’t navigate the complexities of personal injury law alone. Our team at Andrews, Bernstein & Maranto, PLLC is here to help you understand your rights and pursue the compensation you deserve.

With decades of combined experience and a proven track record of success, our dedicated attorneys are ready to advocate for your rights. We offer free consultations to discuss the details of your case and provide personalized guidance tailored to your unique situation.

The statute of limitations for personal injury claims in New York is three years, but it’s essential to take action promptly to protect your rights. Contact us today to schedule your free consultation and let us help you on the path to justice and recovery.

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