Buffalo Personal Injury Lawyers /
Buffalo Boat Accident Lawyers
Experienced Buffalo Injury Attorneys Fighting For Victims of Boating Accidents in Western New York
Boating accidents in Buffalo and Western New York can lead to serious injuries, permanent disabilities, and significant financial burdens. With busy waterways such as Lake Erie and the Niagara River, boat accidents are unfortunately common. This article explains what you should do after a boating accident, how New York law governs liability, and how the experienced attorneys at Andrews, Bernstein & Maranto, PLLC can help you recover compensation for medical bills, lost wages, and pain and suffering.
Read Our Free Boat Accident Guide
Understanding Boating Accidents in Buffalo
Buffalo’s waterways, including Lake Erie, the Niagara River, and local harbors, see hundreds of recreational and commercial boats every year. Boating accidents can occur due to:
- Collisions between personal watercraft (jetskis)
- Pontoon boat accidents
- Commercial boating incidents
- Wake-related collisions
- Falls from boats or docking accidents
Even experienced boaters are at risk. Operator negligence, intoxication, high speeds, or sudden mechanical failures can lead to serious accidents. Victims often suffer traumatic injuries and face challenges navigating insurance and liability issues.
Common Causes of Boating Accidents
In Buffalo, most accidents arise from human error, equipment failure, or unsafe conditions:
- Operator Negligence: Reckless driving, speeding, and distracted boating.
- Boating Under the Influence: Alcohol or drugs significantly increase risk.
- Poor Weather: High winds, icy water, or sudden storms create hazards.
- Equipment Failure: Malfunctioning motors, steering, or safety devices.
- Lack of Life Jackets: Injuries worsen when passengers are not properly secured.
- Wake Damage: Excessive wakes from nearby boats can capsize smaller vessels.
Identifying the cause is essential when filing a claim, as liability depends on demonstrating negligence.
Types of Injuries Common in Boating Accidents
Boating accidents can result in severe injuries, including:
- Traumatic brain injuries (TBI) from collisions or falls
- Spinal cord injuries causing permanent impairment
- Broken bones and fractures
- Soft tissue injuries like lacerations and contusions
- Drowning or near-drowning incidents
- Emotional trauma resulting from life-threatening accidents
Medical bills, rehabilitation costs, and lost wages can quickly accumulate. Proper legal guidance ensures you can recover compensation for both immediate and long-term expenses.
Legal Rights and Liability in New York Boating Accidents
New York law allows victims of boating accidents to seek compensation from responsible parties. Liability may extend to:
- Boat owners or operators
- Commercial boating companies
- Boat rental companies
- Manufacturers of defective boating equipment
New York also has specific boating laws, including mandatory life jackets for all passengers and prohibitions on operating vessels under the influence. Violating these laws often strengthens a victim’s case.
Comparative Negligence in NY
New York follows a comparative negligence rule, meaning your compensation may be reduced if you are partly at fault. For instance, if you were 20% responsible for a jet ski collision, your award would decrease by that percentage. Even so, you can still pursue substantial damages.
The team is very personable, patient and empathetic with their clients. They are upfront with you and will explain the entire process with you, they never lead you to believe otherwise, they tell you like it is and will not sell you a million dollar dream. Trust in Andrews, Bernstein & Maranto, PLLC, they work for you and he looks out for your best interest.”
- Jane D.
Steps to Take Immediately After a Boating Accident
Prompt action is critical to protecting your legal rights:
- Seek Medical Care: Prioritize your health and document all injuries.
- Report the Accident: File a police report or Coast Guard report for serious incidents.
- Document Everything: Take photos, record witness contact information, and preserve damaged equipment.
- Avoid Insurance Pitfalls: Do not provide recorded statements without legal advice.
- Contact a Boat Accident Lawyer: Experienced attorneys protect your rights, guide your insurance interactions, and pursue full compensation.
- Collect Evidence: Save life jackets, boat logs, or other items that may support your claim.
What You Can Recover in a Boating Accident Case
Compensation may include:
- Medical expenses: Emergency care, hospital bills, surgeries, medications, physical therapy
- Lost wages: Income lost during recovery or inability to work
- Pain and suffering: Compensation for physical and emotional distress
- Property damage: Costs to repair or replace boats or personal watercraft
- Wrongful death damages: In fatal cases, families can seek compensation for lost support and funeral expenses
Our attorneys carefully document damages and handle insurance companies to ensure victims receive the compensation they deserve.
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Client Reviews
“Couldn’t be happier with the way my case was handled. A very thorough, encouraging , professional and hands-on firm to work with. You are treated with respect, and not merely as a number here.”
– Todd Hannel
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Frequently Asked Questions About Boat Accidents in Buffalo, NY
If you were injured in a boating accident, you likely have questions about your legal rights and what steps to take. Our Buffalo Boat Accident Lawyers are here to provide answers to the most common questions.
Can I sue the boat owner if they weren’t driving?
Yes. In New York, a boat owner can be held responsible even if they were not operating the vessel at the time of the accident. Owners have a duty to ensure the boat is safe, properly maintained, and operated by a competent person. If their negligence contributed to the accident, you may be able to pursue a claim.
Does homeowner's insurance cover boat accidents?
It depends on your policy and the circumstances of the accident. Some homeowner’s insurance policies include coverage for small boats or recreational watercraft, but limits often apply. In many cases, separate boat insurance or liability coverage may be necessary. Our attorneys can review your situation to help determine which policies may apply.
What is the statute of limitations for a boat accident claim in NY?
In New York, you generally have three years from the date of the accident to file a personal injury claim for a boating accident. If a fatality occurs, wrongful death claims must typically be filed within two years. Acting promptly ensures your claim is filed on time and preserves critical evidence.
Do I need a lawyer to negotiate with the insurance company?
It is highly recommended. Insurance companies often try to settle claims quickly and for less than what you may be entitled to. Having Buffalo Boat Accident Lawyers handle negotiations ensures that your rights are protected and that any settlement accurately reflects your medical bills, lost wages, and other damages.
What should I do immediately after a boating accident?
- Seek medical attention, even for minor injuries
- Document the scene and take photos of injuries and the boat
- Collect contact information for witnesses
- Avoid giving recorded statements to insurance companies without legal advice
Following these steps protects your claim and strengthens your case.
Can I recover damages if I partially caused the accident?
Yes. New York follows comparative negligence rules, which means you can recover damages even if you are partially at fault. Your compensation may be reduced by your percentage of responsibility, but you are still entitled to a share of the damages caused by the other party.
How long will it take to resolve a boat accident claim?
The timeline varies depending on the complexity of the case, severity of injuries, and willingness of the insurance company to settle. Some claims may resolve in a few months, while others require longer, especially if the case goes to court. Our Buffalo Boat Accident Lawyers work to move your case efficiently while protecting your interests.
Can I recover compensation for emotional injuries?
Yes. New York law allows you to seek damages for emotional distress, anxiety, or trauma resulting from a boating accident, in addition to medical expenses, lost wages, and property damage.
What if the accident involved a rented or borrowed boat?
You may still have a claim. Liability can fall on the rental company, boat owner, or operator if negligence caused the accident. Our attorneys can review the details of the rental agreement and local laws to determine who is responsible.
When injured on the water, boating accident liability can fall on the at fault driver. Our Buffalo Injury attorney explains in this video.
Contact Andrews, Bernstein & Maranto, PLLC After a Boat Accident in Buffalo, NY
If you were seriously injured in a boating accident in Buffalo, NY, it is important to take action as soon as possible. Andrews, Bernstein & Maranto, PLLC offers free consultations to review your case. We work on a contingency fee basis, which means you never pay anything unless we secure a successful result on your claim.
When you contact our office, a Buffalo Boat Accident Lawyer will guide you through the legal process step by step:
- Case Evaluation: We start by reviewing the details of your accident, medical records, and any documentation you have. This helps us understand your injuries and potential compensation.
- Investigation: We collect evidence, speak with witnesses, and work with medical professionals to fully document your case.
- Negotiation: We communicate with insurance companies to demand a fair settlement for your medical bills, lost wages, and pain and suffering.
- Filing a Claim or Lawsuit: If a fair settlement cannot be reached, we will file a claim and represent you in court to fight for your rights.
- Resolution: We work to secure the compensation you deserve, whether through a settlement or a court decision.
Our team is committed to helping you recover and protecting your legal rights. Don’t wait to get help after a boat accident. Contact Andrews, Bernstein & Maranto, PLLC today to schedule your free consultation and speak with trusted Buffalo Boat Accident Lawyers who will guide you every step of the way.
Benjamin J.
Andrews
Partner
Robert
Maranto
Partner
Tom
Kotrys
Partner
Robert J.
Maranto, III
Attorney
Thanon
Rezvi
Attorney
Rea Marcelo
Roxas
Attorney
How can Andrews, Bernstein & Maranto, PLLC help?
Our Buffalo Boat Accident Lawyers can:
- Review your case and explain your legal options
- Help you gather medical records and evidence
- Negotiate with insurance companies to maximize compensation
- Prepare your case for trial if necessary
We provide clear guidance at every step to ensure your claim is handled correctly and efficiently.
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Mistakes to Avoid After a Boat Accident in Buffalo, NY
Suffering an injury in a boating accident can be scary. Many people are not sure what to do next. Making the wrong choices after an accident can hurt your chances of getting the compensation you deserve. As Buffalo Boat Accident Lawyers, we want you to know the mistakes to avoid and how we can help guide you through the process.
1. Hiring a Lawyer Who Is Not a Trial Attorney
Insurance companies in New York know which lawyers go to trial and which do not. If you hire a lawyer who rarely goes to court, insurance adjusters may take your case less seriously. This can lead to a smaller settlement or delayed resolution.
At Andrews, Bernstein & Maranto, PLLC, our team is ready to represent clients in trial if necessary. This ensures insurance companies know we are prepared to fight for fair compensation.
2. Not Getting Medical Treatment Right Away
Even if your injuries seem minor, it is important to get checked by a doctor immediately after a boating accident. Some injuries, like internal bleeding or concussions, are not obvious at first. Waiting to see a doctor can hurt your claim because insurance companies may argue your injuries were not serious or were caused by something else. We can help you understand why timely medical care is important and guide you on the right steps to document your injuries.
3. Skipping or Ignoring Medical Treatments
Following your doctor’s instructions is crucial. Missing appointments, skipping therapy sessions, or not taking prescribed medications can weaken your claim. Insurance companies often use this against injury victims to reduce settlement offers. Our team works with your medical providers and keeps a record of all treatments to ensure your recovery is well-documented for your case.
4. Talking to Insurance Companies Without a Lawyer
After a boating accident, the other party’s insurance company may contact you quickly. They may ask for a statement or suggest a quick settlement. Giving information without a lawyer present can hurt your case. Even small statements can be used to deny or reduce your claim. We handle all communication with insurance companies. You can focus on recovery while we protect your legal rights and fight for fair compensation.
Verdicts & Settlements
Real-Life Examples of Boating Accidents in Buffalo
- Jet Ski Collision: A victim suffered multiple fractures after a collision on Lake Erie. Our attorneys secured a settlement covering medical bills and lost income.
- Pontoon Boat Accident: An elderly couple was injured when their boat capsized due to wake turbulence. We pursued the responsible operator and obtained full compensation.
- Rental Boat Injury: A young adult was injured on a rented watercraft due to faulty equipment. We held the rental company liable and recovered damages for medical care and lost wages.
These cases demonstrate our ability to handle complex boating accident claims.
Were you or your family injured after signing boat rental waivers? Watch this video by our Buffalo Accident lawyers to see if you have a boat accident case.
Why Hire Andrews, Bernstein & Maranto, PLLC?
Navigating a boating accident claim requires local knowledge and experience. Our Buffalo attorneys offer:
- Expertise in local waterways – Understanding of Lake Erie and Niagara River regulations
- Successful track record – Proven history of personal injury claims and settlements
- Compassionate guidance – We prioritize your well-being while protecting your rights
- Trial readiness – We are prepared to fight in court if insurers do not offer fair compensation
- Comprehensive support – Guidance from initial consultation through settlement or trial
We combine legal experience with empathy, ensuring you feel supported while your case is handled professionally.
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Client Reviews
I can’t say enough about Bob Maranto and his team! They truly helped me through one of the most difficult times of my life. They were always so positive, accessible, and communicative. I highly recommend this firm if you are looking for a team that will go above and beyond, and will take some of the load off of dealing with a personal injury. I felt like Bob and his team allowed me to have some peace of mind while I was recovering. Definitely hire this firm, you won’t regret it!