Bicycle Accident Insurance Coverage
Does your auto insurance protect you from a bicycle accident?
I get clients asking me whether or not their own insurance provides benefits or will protect them if they’re on their bicycle in an accident. The answer is yes. In New York state, the car that strikes you is the primary insurance coverage for both the no-fault benefits we’ve discussed in other videos, and pain, or suffering, or bodily injury benefits.Your own insurance can protect you for additional no-fault benefits and for extra benefits as well as excess or additional personal injury protection and additional protection for bodily injury, pain and suffering compensation depending on if your personal limits are higher than that of the car that struck you.
Were you or a loved one seriously injured while out on a ride and have questions about having bicycle accident insurance coverage? Contact a Buffalo bicycle accident lawyer at Andrews, Bernstein, Maranto and Nicotra today for a free confidential consultation and case evaluation. Let our experience work for you.
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