Car and Motorcycle Accident Differences
New York State insurance law and the no-fault law cover all motor vehicles being operated in the state of New York. There is, however, an exception to that law for motorcycles. If you were involved in a motorcycle accident, there is no no-fault, which means that you will not be able to have your wages or medical expenses paid upfront by the vehicle that you are on during the case of a motor vehicle accident.
Because of this fact, we will have to rely on your health insurance to cover your injuries. Wages would have to be covered by either New York State disability or some type of private disability benefits. However, because there is no no-fault available to the individual on a motorcycle, neither the individual nor an attorney has to show that the individual sustained a serious injury in order to recover. In a motor vehicle accident, we must demonstrate that a person was seriously injured as defined by our statute. In a motorcycle accident, because the no-fault law does not apply to the vehicle, we do not have to show the incidence of an injury.