Insurance Company Tactics to Minimize Liability
The question is often asked of me as to what an insurance company can do to undermine a claim. First of all, let’s talk about an automobile accident and the no-fault insurance. No-fault insurance carriers are the carriers that are paying for medical bills for people involved in motor vehicle accidents. Contractually, those insurance companies are able to hire what they call independent medical examiners to take a look at people who they’re paying their bills. These doctors are hired because the insurance companies know that they’re going to give them opinions that they want. They are not independent, nor are these real medical examinations. The problem is, that these insurance companies will rely on the statements of these doctors and can cut off your treatment in your wages in the future, based on that one opinion. Certainly, this is one way that an insurance company can undermine your claim.
Let’s talk about the bodily injury side. What we tell all of our clients is that one of the primary problems from undermining a case is through social media. Insurance companies can try to undermine your claim and your case by monitoring your social media accounts, and trying to find things on there that would be inconsistent with what our claims are in the case. We tell all of our clients to make sure that if you have social media that you make it so that all of your contacts and the only people that can see your information would be friends. We tell our clients that nothing should be posted at any event on any of their social media accounts. Second, make sure that things are made private, so in case someone else puts something on your account that no one outside of your friend circle can see it.
Attorney Robert Maranto is a partner with Andrews, Bernstein, Maranto & Nicotra, PLLC, check out some of his client reviews on Avvo.
The Personal Injury Lawyers at Andrews, Bernstein, Maranto & Nicotra, PLLC fight for the rights of persons who are injured or disabled. We approach each case on an individual basis and personally assist each client with their unique needs. We are involved in every step of the legal process, and ensure that each case receives the time and effort necessary for success.