In a hit-and-run case, the first thing that we do is send out investigators to determine whether or not we can find any information about the vehicle that did the striking, whether by going to local businesses and seeing if there’s any video tape of the incident. If that is not the case, the next thing to determine is whether the individual who was struck has their own automobile insurance policy, or if they live with somebody related by blood who owns a car that has insurance on it.
There’s a provision under those policies that’s called supplemental uninsured motorist protection. The uninsured motorist protection of that policy will then allow you to make your personal injury claim through your own policy, which shifts the burden of trying to find who the fleeing vehicle was or their insurance company to your own insurance company. One very important thing is that we need to do as soon as possible, is that we must determine and must file a MV-104 or a police report because according to the contract, that is required before you can make a claim under that provision.
Attorney Robert Maranto is a partner with Andrews, Bernstein, Maranto & Nicotra, PLLC and has achieved the rating of superb on Avvo. Following an auto accident, an insurance company may try to contact you. The insurance company’s goal is simple — to minimize the cost to the insurance company. Insurance companies have little regard for the well-being of injured victims, and they will do everything possible to protect their interests — even when that means asking victims to sign documents or statements without having an attorney review them, or trying to convince victims to agree to a settlement much lower in value than they deserve.
The Buffalo Personal Injury Attorneys at Andrews, Bernstein, Maranto & Nicotra, PLLC fight for the rights of persons who are injured or disabled. We approach each case on an individual basis and personally assist each client with their unique needs. We are involved in every step of the legal process, and ensure that each case receives the time and effort necessary for success.