What happens if I am injured as a passenger on a bus in New York?

  • Compared to being a passenger in a vehicle, it is different if you are injured as a passenger on a bus
  • You are covered with no fault benefits while on a bus, and there are specific protections that make your no fault carrier primary
  • If you or someone you live with has a car on the road, and you have no fault insurance, that becomes your primary no fault insurance company
  • The bus company’s insurance will provide you with a no fault carrier if you do not have a vehicle on the road, but your primary and back-up forms of coverage will differ

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This short informational legal video was provided by Richard Nicotra, an experienced Western New York personal injury attorney

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