What is the Benefit of SUM or Supplemental Uninsured Motor Vehicle Insurance in New York?

  • Insurance companies should express the importance of SUM insurance to their clients
  • SUM insurance is like an umbrella; If someone is seriously injured and their insurance does not sufficiently cover their injuries, their SUM coverage assists their underlying coverage that exceeds the value of the coverage that the responsible party has
  • After settling the case against the responsible person, they can proceed against their own insurance carrier for the price difference between both parties

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This short video was provided by Buffalo Personal Injury AttorneyBenjamin Andrews

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